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Privacy Policy for Badho Technologies Private Limited

At badho.in, accessible from https://www.badho.in, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by badho.in and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in badho.in. This policy is not applicable to any information collected offline or via channels other than this website.

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

Information we collect

The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.

If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.

When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.

How we use your information

We use the information we collect in various ways, including to:

Provide, operate, and maintain our website
Improve, personalize, and expand our website
Understand and analyze how you use our website
Develop new products, services, features, and functionality
Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes
Send you emails
Find and prevent fraud

Log Files

badho.in follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

Cookies and Web Beacons

Like any other website, badho.in uses "cookies". These cookies are used to store information including visitors' preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.

Badho Credit Privacy Policy

Welcome to Badho Buyer Credit, a service provided by Badho Technologies Private Limited. This Privacy Policy explains how we collect, use, share, and protect your personal information when you use our credit-related services, including Loan Against Mutual Funds (LAMF), business loans, personal loans, and invoice discounting.

By using Badho Buyer Credit, you agree to the terms of this Privacy Policy.

Information We Collect

We collect the following types of information when you use our credit services:

A. Information You Provide Directly

Personal Details: Name, email address, phone number, date of birth.
Financial Information: PAN number, income details, bank account details (if required by the lending partner).
Business Information: Business name, GST details, turnover (for business loans).

B. Information Collected Automatically

Device Details: IP address, browser type, OS version.
App Usage Analytics: To improve user experience and service optimization.

How We Use Your Information

We use the information collected to:

Facilitate loan applications by securely sharing your data with our lending partners:
Cashli (https://cashli.in/)
Fibe (https://www.fibe.in/)
Credflow (https://www.credflow.in/),
Credable (https://credable.in/),
Indifi (https://www.indifi.com/),
Provide personalized loan recommendations.
Improve and optimize our credit offerings.
Comply with legal and regulatory requirements.

How We Share Your Information

We only share your personal data as necessary to provide our services:

With Lending Partners: When you apply for a loan, your application details are securely shared with our lending partners, Cashli and Fibe, for loan processing and approval.
With Regulatory Authorities: If required by law, we may disclose necessary information to regulatory bodies.
With Service Providers: We may share limited information with third-party analytics and support services to enhance our offerings.

Data Security

We implement appropriate security measures to protect your personal information from unauthorized access, disclosure, or misuse. However, we recommend users take personal precautions, such as using strong passwords and keeping login credentials confidential.

External Links & Third-Party Services

Badho Buyer Credit and Seller redirects users to lending partner portals, such as Cashli, Fibe, indifi, Credable, and Credflow for loan applications. These partners operate independently, and their privacy policies govern the collection and use of your data on their platforms. We encourage you to review their respective privacy policies before proceeding: